Morse Injury Law representing San Diego County motorcycle clients covering: Can I File A Claim If I Was Hit By A Commercial Truck?

Can I File A Claim If I Was Hit By A Commercial Truck?

Earl was enjoying a weekend ride through the mountains east of San Diego when a fully loaded cement truck drifted into his lane, obliterating his motorcycle and leaving him with multiple fractures and a traumatic brain injury. The initial medical bills alone exceeded $123,892, and the long-term prognosis is uncertain. Unfortunately, Earl quickly discovered that dealing with a large trucking company and their insurance carrier is a far cry from a standard car accident claim.

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Attorney Richard Morse a San Diego Injury Attorney

Commercial truck accidents present unique challenges for motorcyclists. Unlike collisions with passenger vehicles, these cases often involve multiple parties – the driver, the trucking company, the freight broker, the maintenance provider, and potentially others. Each entity has its own legal team working to minimize their liability, making it crucial to have an attorney on your side who understands the intricacies of federal and state trucking regulations.

One of the first hurdles is identifying all responsible parties. The driver may have been negligent, but the trucking company could be liable for negligent hiring, inadequate training, or failure to properly maintain the vehicle. Federal Motor Carrier Safety Regulations (FMRs) impose strict requirements on trucking companies, and violations of these regulations can be powerful evidence in your case. These regulations cover everything from driver hours of service to vehicle inspection and maintenance.

I’ve spent over 13 years representing injured victims in San Diego, and I’ve seen firsthand how insurance companies attempt to devalue and deny legitimate claims. I was trained by a former insurance defense attorney, giving me intimate knowledge of how they evaluate accidents, scrutinize evidence, and build their defenses. This insight allows me to anticipate their tactics and build a stronger case for my clients.

What types of evidence are most important in a truck accident claim?

Morse Injury Law representing San Diego County motorcycle clients covering: Can I File A Claim If I Was Hit By A Commercial Truck?

Gathering comprehensive evidence is paramount in a truck accident claim. This goes beyond the typical police report and witness statements. Black box data from the truck’s Event Data Recorder (EDR) can reveal critical information about speed, braking, and driver behavior leading up to the crash. Similarly, the driver’s logbook, if applicable, can demonstrate compliance with hours-of-service regulations.

Photographs and videos of the accident scene, including the position of the vehicles, any skid marks, and the extent of the damage, are also vital. Preserving any dashcam footage from your motorcycle or nearby vehicles is crucial, as this evidence can quickly disappear. We routinely send spoliation letters to all parties involved, demanding preservation of all relevant data and evidence.

What if the truck driver claims I was partially at fault?

Comparative fault is a common defense tactic in truck accident cases. The insurance company may argue that you contributed to the accident through speeding, lane splitting, or failing to yield. California operates under a ‘pure’ comparative fault system, meaning you can still recover damages even if you were partially responsible. However, your compensation will be reduced by your percentage of fault.

It’s essential to have an attorney who can thoroughly investigate the accident, gather evidence to refute the insurance company’s claims, and present a compelling case for your version of events. We often utilize accident reconstruction experts to analyze the data and provide objective opinions on the cause of the collision. Remember, Civ. Code § 1714 governs how comparative fault is applied in California.

How long do I have to file a claim after a truck accident?

Time is of the essence in any personal injury claim, but especially in truck accident cases. California law provides a **two-year** window from the date of the motorcycle accident to file a lawsuit for personal injury. Because evidence at a crash scene—such as skid marks or GoPro footage—can disappear quickly, immediate filing is critical to preserve the integrity of the claim.

Furthermore, if the accident involved a government-owned vehicle or a dangerous road condition, a formal administrative claim **MUST** be presented within **6 months** (180 days) under the Government Tort Claims Act. Failure to meet this strict deadline can result in the permanent loss of your right to recover. CCP § 335.1 outlines these crucial timeframes.

What if the trucking company’s insurance company contacts me directly?

It’s common for insurance companies to reach out to accident victims shortly after a crash, often offering a quick settlement. While this may seem appealing, it’s rarely in your best interest to speak with them without an attorney present. Insurance adjusters are trained to minimize payouts, and they may use your statements against you later in the claim process.

Politely decline their request for a recorded statement and refer them to your attorney. A recorded statement can be used to challenge your credibility and limit your recovery. Let me handle the communication with the insurance company, ensuring that your rights are protected and you receive the full compensation you deserve.

What damages can I recover in a truck accident claim?

Motorcycle accident victims can recover a wide range of damages, including medical expenses (past and future), lost wages, pain and suffering, property damage, and emotional distress. In cases involving severe injuries, you may also be entitled to compensation for permanent disfigurement, loss of enjoyment of life, and loss of consortium (impact on your relationships).

If the driver was acting recklessly or intentionally, you may even be able to pursue punitive damages, designed to punish the defendant and deter similar conduct in the future. We work with forensic economists and medical experts to accurately calculate the full extent of your damages and maximize your recovery.

What should I do if the truck driver was operating a borrowed vehicle?

If the truck driver was operating a vehicle borrowed from a friend or family member, the vehicle owner may also be liable for your injuries under the doctrine of negligent entrustment. This is a vital tool for recovery when the at-fault driver was operating a vehicle borrowed from a friend or family member.

To establish negligent entrustment, we must prove that the vehicle owner knew or should have known that the driver was unfit or incompetent to operate the vehicle. This could include a history of reckless driving, a suspended license, or a lack of proper training. CACI No. 724 provides the jury instructions for this claim.

What if the truck accident happened because of an unsafe lane change?

Unsafe lane changes are a frequent cause of motorcycle accidents, especially with large commercial trucks. Drivers intending to turn left must yield the right-of-way to all vehicles approaching from the opposite direction which are close enough to constitute a hazard. This statute is the primary basis for liability in ‘left-turn’ accidents, which are among the most common and deadly types of motorcycle crashes.

Establishing liability often requires demonstrating that the truck driver failed to exercise reasonable care when changing lanes, such as failing to check their blind spots or signaling properly. We utilize accident reconstruction experts to analyze the sequence of events and determine whether the truck driver violated traffic laws.

What if the truck driver was under the influence of alcohol or drugs?

Driving under the influence (DUI) significantly increases the severity of motorcycle accidents and the potential for recovery. It is unlawful for any person who is under the influence of alcohol to drive a vehicle. Proving intoxication or ‘malice’ allows for the pursuit of exemplary (punitive) damages, designed to punish the defendant and increase the total recovery beyond standard medical and wage losses.

If the truck driver was DUI, we will pursue both compensatory and punitive damages, as well as potential criminal charges. We work closely with law enforcement to obtain police reports, breathalyzer results, and other evidence of intoxication. CVC § 23152(a) details the legal ramifications of driving under the influence.

Authority Reference Grid: San Diego Motorcycle Accidents
CCP § 335.1
2-year injury filing deadline.
Gov § 911.2
6-month public entity claim limit.
Civ § 1714
Pure comparative negligence.
Civ § 3294
Punitive damages authority.
CVC § 21801
Left-turn right-of-way rule.
CVC § 22107
Unsafe lane change violations.
CVC § 22350
Basic speed law.
CVC § 23152
DUI causing injury.
CVC § 20001
Injury hit-and-run.
CVC § 21658.1
Lane splitting legality.
CVC § 27803
Mandatory helmet law.
Gov § 835
Dangerous public property liability.
Ins § 11580.2
UM/UIM coverage rights.
Ins § 790.03
Unfair claim practices.
CCP § 377.60
Wrongful death standing.
CACI 1200
Strict product liability standard.

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